The Watts Insurance Agency


Call Us:  205-216-4960

Auto Insurance


Alabama's state required minimums may not be enough to best protect you, your family, and your car. That's why you can adjust your limits and deductibles to fit your needs.

Liability: When an accident is your fault, bodily injury liability covers expenses related to the injury or death of another driver or a pedestrian, and property damage liability covers expenses related to the damage of another person's property-like vehicles, homes, buildings and other structures.

Collision: Covers expenses related to the damage or destruction of your vehicle that's been in an accident.

Comprehensive: Covers expenses related to the damage or destruction of your vehicle in situations like thefts or storms.

Medical payments: If you and/or your passengers are hurt in an accident, this can help cover your medical or funeral expenses.Personal injury protection: If you and/or your passengers are hurt in an accident, this can help cover medical expenses plus related expenses like income continuation.

Uninsured & underinsured motorist: Covers medical expenses and/or repair bills if you're in an accident, the other driver is at fault and doesn't have any (or doesn't have enough) insurance.

Rental reimbursement: Helps cover the cost of renting a car if your vehicle is in the shop because of an accident covered under your policy.

Towing & labor: Covers the cost of common roadside services like tire changes and jump-starts.