The Watts Insurance Agency


Call Us:  205-216-4960

Commercial Insurance


Alabama Business Owners Insurance Policy (BOP)
We offer policies that combine protection from all major property and liability risks in one package. (We also sell coverages separately.) One package purchased by small and mid-sized businesses is the business owners policy (BOP).

​Package policies are created for businesses that generally face the same kind and degree of risk. Larger companies might purchase a commercial package policy or customize their policies to meet the special risks they face.


Alabama Commercial Auto Insurance
Commercial auto liability coverage provides protection for any business-owned or leased commercial vehicle. Policies usually include collision and damage coverage as well as coverage for property and personal damage to others.

Just like you need auto insurance for your own car, you need business auto insurance to cover your business-owned or leased vehicles. If you, or any of your employees have an accident in your business’s car, you may be liable for bodily injuries, lost wages or any damage caused.


Call us today to discuss how we can partner with you to protect your business and livelihood.